Voya
VOYA
40/60
40% Equity
U.S. Large-Cap Blend
9% Vanguard Total Stock Market
U.S. Small-Cap Growth
4% Vanguard Small Cap Index
U.S. Small-Cap Value
5% DFA U.S. Targeted Value
International Large-Cap Growth
18% Vanguard Total International Stock
REIT
4% DFA Real Estate Securities
60% Fixed Income
Intermediate-Term Bond
48% Northern Trust Aggregate Bond Index
TIPS
12% DFA Inflation Protected
60/40
60% Equity
U.S. Large-Cap Blend
13% Vanguard Total Stock Market
U.S. Small-Cap Growth
7% Vanguard Small Cap Index
U.S. Small-Cap Value
7% DFA U.S. Targeted Value
International Large-Cap Growth
27% Vanguard Total International Stock
REIT
6% DFA Real Estate Securities
40% Fixed Income
Intermediate-Term Bond
32% Northern Trust Aggregate Bond Index
TIPS
8% DFA Inflation Protected
80/20
80% Equity
U.S. Large-Cap Blend
18% Vanguard Total Stock Market
U.S. Small-Cap Growth
9% Vanguard Small Cap Index
U.S. Small-Cap Value
9% DFA U.S. Targeted Value
International Large-Cap Growth
36% Vanguard Total International Stock
REIT
8% DFA Real Estate Securities
20% Fixed Income
Intermediate-Term Bond
16% Northern Trust Aggregate Bond Index
TIPS
4% DFA Inflation Protected
The following asset classes are missing from this portfolio:
US Large Cap Value
Int'l Large-Cap Value
Int'l Small-Cap Growth
Int'l Small-Cap Value
Short-Term Bonds
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below:
