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Voya

VOYA

40/60

40% Equity

U.S. Large-Cap Blend
9% Vanguard Total Stock Market
U.S. Small-Cap Growth
4%  Vanguard Small Cap Index
U.S. Small-Cap Value
5%  DFA U.S. Targeted Value
International Large-Cap Growth
18%  Vanguard Total International Stock
REIT
4% DFA Real Estate Securities

60% Fixed Income

Intermediate-Term Bond
48%  Northern Trust Aggregate Bond Index
TIPS
12% DFA Inflation Protected 
 

60/40

60% Equity

U.S. Large-Cap Blend
13% Vanguard Total Stock Market
U.S. Small-Cap Growth
7%  Vanguard Small Cap Index
U.S. Small-Cap Value
7%  DFA U.S. Targeted Value
International Large-Cap Growth
27%  Vanguard Total International Stock
REIT
6% DFA Real Estate Securities

40% Fixed Income

Intermediate-Term Bond
32%  Northern Trust Aggregate Bond Index
TIPS
8% DFA Inflation Protected 

80/20

80% Equity

U.S. Large-Cap Blend
18% Vanguard Total Stock Market
U.S. Small-Cap Growth
9%  Vanguard Small Cap Index
U.S. Small-Cap Value
9%  DFA U.S. Targeted Value
International Large-Cap Growth
36%  Vanguard Total International Stock
REIT
8% DFA Real Estate Securities

20% Fixed Income

Intermediate-Term Bond
16%  Northern Trust Aggregate Bond Index
TIPS
4% DFA Inflation Protected 

The following asset classes are missing from this portfolio:

US Large Cap Value
Int'l Large-Cap Value

Int'l Small-Cap Growth
Int'l Small-Cap Value
Short-Term Bonds

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below:

401411-allocation chart.png