California State Teachers Retirement Plan 2016
California State Teachers Retirement Plan 2016
40/60
40% Equity
U.S. Large-Cap Growth
9% Vanguard Institutional Index
U.S. Small-Cap Blend
9% Vanguard Small Cap Index
International Large-Cap Growth
7% Vanguard Developed Markets
International Small-Cap Growth
7% DFA International Small Co
Emerging Markets
4% Vanguard Emerging Markets
REITs
4% Vanguard REIT Index
60% Fixed Income
Intermediate-Term Bond
45% Vanguard Total Bond
TIPS
15% Vanguard Inflation Protected Sec
60/40
60% Equity
U.S. Large-Cap Growth
13% Vanguard Institutional Index
U.S. Small-Cap Blend
14% Vanguard Small Cap Index
International Large-Cap Growth
10% Vanguard Developed Markets
International Small-Cap Growth
11% DFA International Small Co
Emerging Markets
6% Vanguard Emerging Markets
REITs
6% Vanguard REIT Index
40% Fixed Income
Intermediate-Term Bond
30% Vanguard Total Bond
TIPS
10% Vanguard Inflation Protected Sec
80/20
80% Equity
U.S. Large-Cap Growth
18% Vanguard Institutional Index
U.S. Small-Cap Blend
18% Vanguard Small Cap Index
International Large-Cap Growth
14% Vanguard Developed Markets
International Small-Cap Growth
14% DFA International Small Co
Emerging Markets
8% Vanguard Emerging Markets
REITs
8% Vanguard REIT Index
20% Fixed Income
Intermediate-Term Bond
15% Vanguard Total Bond
TIPS
5% Vanguard Inflation Protected Sec
The following asset classes are missing from this portfolio:
U.S. Large Cap Value
U.S. Small Cap Value
Int'l Large-Cap Value
Int'l Small-Cap Value
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: