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40/60

36% Equity

U.S. Large-Cap Blend
9% Vanguard Institutional Index
U.S. Small-Cap Blend
9%  Vanguard Extended Index
International Large-Cap Blend
18%  Vanguard Total Stock International Index

4% REITs

4% Vanguard REIT Index

60% Fixed Income

Intermediate Bond
60% Vanguard Total Bond Market Index

60/40

54% Equity

U.S. Large-Cap Blend
13% Vanguard Institutional Index
U.S. Small-Cap Blend
14%  Vanguard Extended Index
International Large-Cap Blend
27%  Vanguard Total Stock International Index

6% REITs

6% Vanguard REIT Index

40% Fixed Income

Intermediate Bond
40% Vanguard Total Bond Market Index

80/20

72% Equity

U.S. Large-Cap Blend
18% Vanguard Institutional Index
U.S. Small-Cap Blend
18%  Vanguard Extended Index
International Large-Cap Blend
36%  Vanguard Total Stock International Index

8% REITs

8% Vanguard REIT Index

20% Fixed Income

Intermediate Bond
20% Vanguard Total Bond Market Index

The following asset classes are missing from this portfolio:

Emerging Markets
U.S. REITS
International REITS
TIPS (inflation-protected)

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: