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Group Health

Group Health

40/60

40% Equity

U.S. Large-Cap Blend
10% Vanguard Institutional Index
U.S. Small-Cap Blend
10% Vanguard Small Cap Index
International Large-Cap Growth
20% Vanguard Total International Stock

60% Fixed Income

Intermediate Bond
42% Vanguard Bond Index
TIPs
18% vanguard Inflation Protected
 

60/40

60% Equity

U.S. Large-Cap Blend
15% Vanguard Institutional Index
U.S. Small-Cap Blend
15% Vanguard Small Cap Index
International Large-Cap Growth
30% Vanguard Total International Stock

40% Fixed Income

Intermediate Bond
28% Vanguard Bond Index
TIPs
12% vanguard Inflation Protected

80/20

80% Equity

U.S. Large-Cap Blend
20% Vanguard Institutional Index
U.S. Small-Cap Blend
20% Vanguard Small Cap Index
International Large-Cap Growth
40% Vanguard Total International Stock

20% Fixed Income

Intermediate Bond
12% Vanguard Bond Index
TIPs
8% vanguard Inflation Protected

The following asset classes are missing from this portfolio:

U.S. Large Cap Value
U.S. Small-Cap Value
International Large-Cap Value
International Small-Cap Growth
International Small-Cap Value
Emerging Markets
U.S REITs
International REITs

Short-Term Bonds

 

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below:

401411-allocation chart.png