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International City Management Retirement Plan

International City Management Retirement Plan

40/60

40% Equity

U.S. Large-Cap Blend
9% VT VantagP 500 Stock
U.S. Small-Cap Growth
5% VT VantagP Broad Ind
U.S. Small-Cap Value
4% VT T. Rowe Price Sma
International Large Cap Growth
18%  VT VantagP Overseas
REIT
4%  VT Nuvenn Real Estate

60% Fixed Income

Intermediate-Term Bond
36%  VT VantagP Co Bond I
TIPS
24% VT VantagP Inflation F
 

60/40

60% Equity

U.S. Large-Cap Blend
13% VT VantagP 500 Stock
U.S. Small-Cap Growth
7% VT VantagP Broad Ind
U.S. Small-Cap Value
7% VT T. Rowe Price Sma
International Large Cap Growth
27%  VT VantagP Overseas
REIT
6%  VT Nuvenn Real Estate

40% Fixed Income

Intermediate-Term Bond
24%  VT VantagP Co Bond I
TIPS
16% VT VantagP Inflation F

80/20

80% Equity

U.S. Large-Cap Blend
18% VT VantagP 500 Stock
U.S. Small-Cap Growth
9% VT VantagP Broad Ind
U.S. Small-Cap Value
9% VT T. Rowe Price Sma
International Large Cap Growth
36%  VT VantagP Overseas
REIT
8%  VT Nuvenn Real Estate

20% Fixed Income

Intermediate-Term Bond
12%  VT VantagP Co Bond I
TIPS
8% VT VantagP Inflation F

The following asset classes are missing from this portfolio:

US Large-Cap Value
International Large-Cap Value

International Small-Cap Growth
International Small-Cap Value
Emerging Markets
Short-Term Bonds

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below:

401411-allocation chart.png