International City Management Retirement Plan
International City Management Retirement Plan
40/60
40% Equity
U.S. Large-Cap Blend
9% VT VantagP 500 Stock
U.S. Small-Cap Growth
5% VT VantagP Broad Ind
U.S. Small-Cap Value
4% VT T. Rowe Price Sma
International Large Cap Growth
18% VT VantagP Overseas
REIT
4% VT Nuvenn Real Estate
60% Fixed Income
Intermediate-Term Bond
36% VT VantagP Co Bond I
TIPS
24% VT VantagP Inflation F
60/40
60% Equity
U.S. Large-Cap Blend
13% VT VantagP 500 Stock
U.S. Small-Cap Growth
7% VT VantagP Broad Ind
U.S. Small-Cap Value
7% VT T. Rowe Price Sma
International Large Cap Growth
27% VT VantagP Overseas
REIT
6% VT Nuvenn Real Estate
40% Fixed Income
Intermediate-Term Bond
24% VT VantagP Co Bond I
TIPS
16% VT VantagP Inflation F
80/20
80% Equity
U.S. Large-Cap Blend
18% VT VantagP 500 Stock
U.S. Small-Cap Growth
9% VT VantagP Broad Ind
U.S. Small-Cap Value
9% VT T. Rowe Price Sma
International Large Cap Growth
36% VT VantagP Overseas
REIT
8% VT Nuvenn Real Estate
20% Fixed Income
Intermediate-Term Bond
12% VT VantagP Co Bond I
TIPS
8% VT VantagP Inflation F
The following asset classes are missing from this portfolio:
US Large-Cap Value
International Large-Cap Value
International Small-Cap Growth
International Small-Cap Value
Emerging Markets
Short-Term Bonds
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: