JC PennEy

40/60

40% Equity

U.S. Large-Cap Blend
5% S&P 500 Fund
U.S. Large-Cap Value
5% Russell 1000 Value
U.S. Small-Cap Growth
10% Russell 2000 Fund
International Large-Cap Growth
20% EAFE Fund

60% Fixed Income

Intermediate Bond
45% Intermediate Bond Fund
Short-Term Bond
15% Interest Income Fund
 

60/40

60% Equity

U.S. Large-Cap Blend
7% S&P 500 Fund
U.S. Large-Cap Value
8% Russell 1000 Value
U.S. Small-Cap Growth
15% Russell 2000 Fund
International Large-Cap Growth
30% EAFE Fund

40% Fixed Income

Intermediate Bond
30% Intermediate Bond Fund
Short-Term Bond
10% Interest Income Fund

80/20

80% Equity

U.S. Large-Cap Blend
10% S&P 500 Fund
U.S. Large-Cap Value
10% Russell 1000 Value
U.S. Small-Cap Growth
20% Russell 2000 Fund
International Large-Cap Growth
40% EAFE Fund

20% Fixed Income

Intermediate Bond
15% Intermediate Bond Fund
Short-Term Bond
5% Interest Income Fund

The following asset classes are missing from this portfolio:

U.S. Small-Cap Value
U.S. Large-Cap Value
International Small-Cap Growth
International Small-Cap Value
REITs
TIPS

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: