Kibble & Prentice

40/60

40% Equity

U.S. Large-Cap Blend
10% J.P. Morgan Equity Index
U.S. Small-Cap Growth
5%  Pioneer Oak Ridge Small-Cap Growth
U.S. Small-Cap Value
5%  AllianzGI NFJ Small-Cap Value
International Large-Cap Growth
20% Oppenheimer Global

60% Fixed Income

Intermediate Bond
45% J.P. Morgan Core Bond
Short-Term Bond
15%  MetLife Stable Value

60/40

60% Equity

U.S. Large-Cap Blend
15%  J.P. Morgan Equity Index
U.S. Small-Cap Growth
7% Pioneer Oak Ridge Small-Cap Growth
U.S. Small-Cap Value
8% AllianzGI NFJ Small-Cap Value
International Large-Cap Growth
30% Oppenheimer Global

40% Fixed Income

Intermediate Bond
30% J.P. Morgan Core Bond
Short-Term Bond
10%  MetLife Stable Value

80/20

80% Equity

U.S. Large-Cap Blend
20%  J.P. Morgan Equity Index
U.S. Small-Cap Growth
10% Pioneer Oak Ridge Small-Cap Growth
U.S. Small-Cap Value
10% AllianzGI NFJ Small-Cap Value
International Large-Cap Growth
40% Oppenheimer Global

20% Fixed Income

Intermediate Bond
15% J.P. Morgan Core Bond
Short-Term Bond
5%  MetLife Stable Value

The following asset classes are missing from this portfolio:

U.S. Large-Cap Value
Int'l Large-Cap Value
Int'l Small Cap Growth
Int'l Small Cap Value
Emerging Markets
U.S. REITS
International REITS
TIPS

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: