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Minnesota College & Universities 401 & 403B

Minnesota Colleges & Universities 401k & 403B

40/60

40% Equity

U.S. Large-Cap Growth
10% Vanguard Institutional Index
U.S. Small-Cap Value
10%  DFA U.S. Targeted Value
International Large-Cap Value
20%  Vanguard FTSE All World

60% Fixed Income

Intermediate Bond
45% Vanguard Total Bond Market
Short Term Bond
15% Vanguard Prime Money Market

60/40

60% Equity

U.S. Large-Cap Growth
15% Vanguard Institutional Index
U.S. Small-Cap Value
15%  DFA U.S. Targeted Value
International Large-Cap Value
30%  Vanguard FTSE All World

40% Fixed Income

Intermediate Bond
30% Vanguard Total Bond Market
Short Term Bond
10% Vanguard Prime Money Market

80/20

80% Equity

U.S. Large-Cap Growth
20% Vanguard Institutional Index
U.S. Small-Cap Value
20%  DFA U.S. Targeted Value
International Large-Cap Value
40%  Vanguard FTSE All World

20% Fixed Income

Intermediate Bond
15% Vanguard Total Bond Market
Short Term Bond
5% Vanguard Prime Money Market

The following asset classes are missing from this portfolio:

U.S. Large Cap Value
International Large Cap Value

International Large Cap Value
International Small Cap Growth

International Small Cap Value
Emerging Markets
U.S. REITS

International REITS
TIPS

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: