Princess Carnival
Princess Carnival
40/60
40% Equity
U.S. Large-Cap Blend
10% Vanguard Institutional Index
U.S. Small-Cap Growth
10% T Rowe Price Small Cap
International Large-Cap Growth
20% Harbor International I
60% Fixed Income
Intermediate-Term Bond
60% Vanguard Total Bond
60/40
60% Equity
U.S. Large-Cap Blend
15% Vanguard Institutional Index
U.S. Small-Cap Growth
15% T Rowe Price Small Cap
International Large-Cap Growth
30% Harbor International I
40% Fixed Income
Intermediate-Term Bond
40% Vanguard Total Bond
80/20
80% Equity
U.S. Large-Cap Blend
20% Vanguard Institutional Index
U.S. Small-Cap Growth
20% T Rowe Price Small Cap
International Large-Cap Growth
40% Harbor International I
20% Fixed Income
Intermediate-Term Bond
20% Vanguard Total Bond
The following asset classes are missing from this portfolio:
US Large-Cap Value
US Small-Cap Value
Int'l Large-Cap Value
Int'l Small-Cap Growth
Int'l Small-Cap Value
Emerging Markets
U.S. REITS
Int'l REITS
Short-Term Bonds
TIPS (inflation protection)
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below:
