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Randstad

Randstad

40/60

40% Equity
 

U.S. Large-Cap Growth
10%  Vanguard Institutional Index
U.S. Small-Cap Growth
10%  Vanguard Small Cap Index
International Large-Cap Growth
20%  Vanguard Total Intl. Stock

60% Fixed Income

Intermediate-Term Bond
45% Vanguard Total Bond Market
Short-Term Bond
15% Wells Fargo Stable Return

 

60/40

60% Equity

U.S. Large-Cap Growth
15%  Vanguard Institutional Index
U.S. Small-Cap Growth
15%  Vanguard Small Cap Index
International Large-Cap Growth
30%  Vanguard Total Intl. Stock

40% Fixed Income

Intermediate-Term Bond
30% Vanguard Total Bond Market
Short-Term Bond
30% Wells Fargo Stable Return

80/20

80% Equity

U.S. Large-Cap Growth
20%  Vanguard Institutional Index
U.S. Small-Cap Growth
20%  Vanguard Small Cap Index
International Large-Cap Growth
40%  Vanguard Total Intl. Stock

20% Fixed Income

Intermediate-Term Bond
15% Vanguard Total Bond Market
Short-Term Bond
5% Wells Fargo Stable Return

The following asset classes are missing from this portfolio:
U.S. Large Cap Value
U.S. Small Cap Value
Int'l Large-Cap Value

Int'l Small-Cap Growth
Int'l Small-Cap Value
U.S. REITS
Int'l REITS
Emerging Markets
TIPS

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below:

401411-allocation chart.png