TIAA-CREF
TIAA-CREF
40/60
40% Equity
U.S. Large-Cap Blend
9% CREF Equity Index
U.S. Small-Cap Growth
9% CREF Small Cap Equity Index
International Large-Cap Growth
18% CREF Int'l Equity
REIT
4% CREF Real Estate
60% Fixed Income
Intermediate Bond
48% CREF Bond Market
TIPS
12% CREF Inflation Protected Bond Fund
60/40
60% Equity
U.S. Large-Cap Blend
13% CREF Equity Index
U.S. Small-Cap Growth
14% CREF Small Cap Equity Index
International Large-Cap Growth
27% CREF Int'l Equity
REIT
6% CREF Real Estate
40% Fixed Income
Intermediate Bond
32% CREF Bond Market
TIPS
8% CREF Inflation Protected Bond Fund
80/20
80% Equity
U.S. Large-Cap Blend
18% CREF Equity Index
U.S. Small-Cap Growth
18% CREF Small Cap Equity Index
International Large-Cap Growth
36% CREF Int'l Equity
REIT
8% CREF Real Estate
20% Fixed Income
Intermediate Bond
16% CREF Bond Market
TIPS
4% CREF Inflation Protected Bond Fund
The following asset classes are missing from this portfolio:
U.S. Large-Cap Value
U.S. Small-Cap Value
Int'l Large-Cap Value
Int'l Small-Cap Growth
Int'l Small-Cap Value
Emerging Markets
Short-Term Bonds
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: